"Sue. Yes Margaret did an excellent job of stepping up while you were gone, and thank you for leaving us in such good hands. I really appreciate your handling of the crazy appraisal issue halfway through the escrow, communicating with everyone so we didn’t need to get into a panic, switching the loan at that point, and being flexible with all the changes regarding Mom coming on and off the loan. I look forward to doing another transaction again."
–Hugh Groocock, MA, Zephyr Real Estate

Margaret Ashwell
Sr. Loan Agent

I’ve been a Loan Agent with Guarantee Mortgage since 1997. As your loan agent I promise outstanding customer service. I will provide you with accurate loan and cost estimates, consistent updates on your loan and creative solutions for complex or unusual circumstances. I will help you find the best loan product to suit your long or short term financial goals. Everyone has different financial circumstances, needs and goals, so together we’ll find the right product for you! I’ll use my residential and commercial loan expertise and up-to-date knowledge of the industry to empower and inform you throughout the Loan Process.

Margaret Ashwell
DRE License #01230635
415-572-1777
margaret@ashwellflorence.com

Sue Florence
Sr. Loan Agent

In this rapidly changing mortgage industry, I have the integrity, strong work ethic and dedication to provide outstanding customer service. I have detailed knowledge of loan products, which has proven to be an asset to any real estate transaction. I work solely on a referral basis and am very hands-on, which means I review every piece of paper in your file. I know it’s important to thoroughly educate my clients and find the right financing options to suit their short and long term financial goals. I always provide an accurate cost estimate up front, consistent updates on your loan and try to offer a wide range of options at the most competitive rates. I am certified to do FHA loans, which is another avenue in the wide range of options I can offer you. Whether you are purchasing a property for the first time, juggling the restrictions of a 1031 exchange, trying to understand the intricacies of a TIC, I’ve seen it all. I am a strong advocate working for you!

Sue Florence
DRE License #01326443
415-812-9508
sue@ashwellflorence.com

What clients have said about us.

"Margaret is professional, caring and knowledgeable about the market and made us feel very comfortahle. We highly recommend her."
– Darwin & Marria San Francisco

"Sue Florence was a great asset to have on our team! We were always confident in Sue's work. She gave us the confidence that things were taken care of throughout the escrow process. We would highly recommend her to any one in need of a mortagage."
– Jeanmarie Mill Valley

"Margaret is the best! I give her all 10's in service promptness in returning calls, confidence meeting challenges, quality of information and overall satisfaction."
– Christopher Point Reyes Station

"Margaret's confidence excellent communication promptness in returning calls made my loan transaction much less stressful."
– Carrie San Franciso